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By  David Craig, on August 18th, 2012 Brown was an incompetent, lying, financially-incontinent bully who didn’t know what he didn’t know. Osborne is equally incompetent. But I suspect that he actually knows that he knows nothing, that he’s completely out of his depth and that his policies have utterly failed. However, like Brown he is so arrogant, selfish and self-obsessed, that he doesn’t give a damn what happens to the country as long as he doesn’t lose face. How two such buffoons could hold one of the most important positions in Britain is beyond belief. Many people think these two clowns are very different. But actually these two liars and fools may be a lot more similar than most of us think. Here are some quotes from their budget speeches:

By  David Craig, on August 16th, 2012 The utterly corrupt, mis-selling, rate-fixing, money-laundering HSBC has decided to close the bank account I’ve had with them for about forty years just because I dared criticise them for their incompetence and dishonesty. So I’ve written them a goodbye letter. But they’ll be delighted to see the back of me:
Dear Ms Harries,
I would like to thank you for your letter of 25 July 2012. It’s truly one of the funniest letters I have ever received. I have now framed this and have it hanging on my office wall.
It’s truly amazing – HSBC, a bank than encourages its staff to mis-sell products, lie to customers, actively engage in money-laundering and rig interest rates feels that I am not a suitable customer. You couldn’t make it up. The only thing I’ll miss is the recidivist incompetence and lies that I regularly got from your staff, which gave me a lot of material when writing my latest book Pillaged! How they are looting £413m a day from your savings and pensions. So I must thank you for that. Though the prize for lies and incompetence must surely go to my former supposed relationship manager at HSBC International the utterly useless D…. L…….. I’m sure he will go far in HSBC. Maybe he’ll even get promoted to head of South American money-laundering or something like that.
Twenty years ago, HSBC wasn’t a bad bank. But the culture of greed, sales targets and cheating customers, which I assume you wholeheartedly support hence your high position at HSBC, seems to have become widespread and so I’m not sad to have got myself out of your clutches. Though I have to admire you – I couldn’t do your job. I’m too honest. I couldn’t get up every morning and go to work knowing that my prime purpose was to lie and cheat to squeeze as much money as possible out of customers who were not aware of how today’s utterly corrupt HSBC prizes mis-selling and dishonesty above everything else.
By  David Craig, on August 16th, 2012 While complaining they are overworked and underpaid, our expenses-thieving MPs tend not to mention how much money they really make through their second, third, fourth and fifth extra jobs. Here are just a few entries from the Register of Members’ Interests for Tory Tim Yeo. He seems to be very busy indeed. But while pocketing their MPs’ salary, pension and lavish expenses do MPs like Mr Yeo ever have time to do anything for their constituents? Doesn’t look like it.
By  David Craig, on August 15th, 2012 The biggest story this week didn’t get too much media coverage. It was the failure of the US corn crop. This year exports of US corn will be down by about 70%. This is a catastrophe for hundreds of millions in Third World countries as the corn crop failure and speculation by banks and hedge funds will push food prices up by at least 20% to 30%.
This needn’t have been so catastrophic if it hadn’t been for the bungling, self-righteous, self-serving ‘save us from global warming’ brigade. Believing that changes in the climate are man-made rather than actually being mainly due to solar activity, these fools have pressured the EU into setting mandatory targets for how much of our fuel must be biofuel. This has had 3 effects – the diversion of about a third of agricultural land from food production to biofuels: massive deforestation to meet the biofuel demand: and pushing food prices up leading to mass starvation in poorer countries. The UN’s special rapporteur for food called the EU’s biofuel policy ‘a crime against humanity’. Moreover, repeated studies have shown that production of the fertilizer to grow crops for biofuels releases 270 times more CO2 than would be released by using normal petrol instead of biofuels.
As hundreds of thousands in the world’s poorest countries starve over the next 12 months, you might think the well-fed eurocrats dining out at our expense in Brussels’ finest restaurants might rethink their misguided biofuels policies. But they won’t because bureaucrats can never admit they made a mistake. As for eurocrats, why should they care about mass starvation? They have huge salaries, an easy lifestyle, massive pensions. They’ve got their snouts deep in the trough of our money, so they’re alright Jack.
By  David Craig, on August 14th, 2012 I think everybody has been surprised and impresed by the performance of British athletes at the 2012 Olympics. Although, they may have been good althletes, but for the press to describe them as “heroes” is an insult to anyone in our armed forces who has actually risked their lives.
The only dark cloud at the Olympics was the pathetically useless efforts (if we can call them ‘efforts’) of our overpaid, over-pampered footballers. While British athletes were hungry to win, our overpaid, over-pampered footballers couldn’t give a toss. They have so much – money, cars, slags, houses – that they can’t be bothered to make any attempt to win. They just go through the motions of pretending to look like they are playing. The only thing that is important for them is their club football as that’s where they really make money. That’s where they do make an effort.
Perhaps it’s time to scrap our international football teams – especially England’s. They don’t care, they don’t try, they couldn’t give a flying f— whether they win or lose. So let’s at least close the England football team down, take the money we spend on it and give these many millions to supporting grassroots sport in deprived areas. No more Team GB football at the Olympics and certainly no more England football team in European and World Cup competitions.
By  David Craig, on August 13th, 2012 Most people in Europe have probably noticed that things are not exactly tickety boo. In fact, as far as I can see there’s a bit of an economic crisis. But in Brussels our eurocrat masters couldn’t give a toss – we may be tightening our belts, but they spend ever more of our money on themselves – bigger salaries, bigger pensions, new offices and so on. Since just before the economic crash, spending by Brussels has gone up by 20%. But some areas have shot up – MEPs’ salaries and expenses up 30%: eurocrats’ pensions up 50%: quangos employing the eurocrats’ friends and family members – up 62%. Our eurocrat masters are making fools of us all.

By  David Craig, on August 12th, 2012 Our useless, arrogant lying PM David Cameron is hosting a supposed world summit on how to stop malnutrition. No doubt this will end with the fool Cameron borrowing even more money to give away to the world’s most corrupt countries. Repeated studies by the UN have shown that 80% to 90% of all aid gets stolen by corrupt politicians, bureaucrats and their business cronies. For example, India is running a multi-million pound programme to eradicate malnutrition there and most of the food has been stolen and sold by corrupt officials. Slightly different, South Africa recently put aside over £20m to buy school books – almost all the money was stolen by corrupt ANC officials. On many aid programmes in Africa, all the money given gets stolen.
I once met a senior employee of an aid agency in Nepal and they admitted privately that virtually all money given to countries like Pakistan gets stolen. Time and again, after earthquakes and other natural disasters, we are told to give millions, we give millions and a year or two later it is discovered (surprise, surprise) that the victims are still homeless or living in shacks and almost all the money we gave has ‘disappeared’. Nigeria should be one of the world’s richest countries – instead it is one of the poorest because most of its oil rvenues are stolen by corrupt politicians and officials. And so it goes on and on and on.
So don’t believe Cameron’s self-righteous bleatings. Sadly most poverty is self-inflicted due to government corruption and incompetence. Until you deal with corruption, nothing will change and almost all our aid money will be wasted.
By  David Craig, on August 11th, 2012 Corrupt, drug money laundering, recidivist mis-selling HSBC has just told me they will no longer run my account after I dared criticise them for repeated incompetence and for lying to me. So I opened a savings account at Tesco bank instead. It’s wonderful. Their call centre is in Scotland – not like HSBC’s in India and the Philippines. The people at Tesco speak English (with a lovely Scottish accent), are incredibly helpful and sort any difficulties out immediately – not like HSBC who lie, cover up, always deny making mistakes and treat their customers like dirt.
It’s time to dump the corrupt, money-laundering, mis-selling HSBC. Move to Tesco bank. You’ll get better service, much better interest rates and you’ll be supporting British jobs. It’s a no-brainer.
By  David Craig, on August 10th, 2012 In Britain we have about £4trn in savings. This includes about £500bn in higher-interest bank accounts, £500bn in unit trusts, £800bn in pension funds, £680bn in low-interest bank accounts and £1.5trn with insurance companies. On around £3.5trn of this money we’re losing about 3% a year in charges, fees, commissions, penalties etc. This means we’re paying about £104bn a year, over £400m every working day – about £1m a minute to financial services insiders. On unit trusts we’re paying an unbelievable £59m a day; on pensions it’s an extraordinary £95m a day. If we lived in Holland or Denmark, on our pension savings we’d be paying about a third of what we pay in Britain. We are being fleeced and that’s makes financial services insiders a lot richer than the people whose money they manage.
By  David Craig, on August 9th, 2012 The Government may be throwing about 36,00 troops and 16,000 police onto the scrap heap to try to reduce public spending, but our useless bureaucrats have kept on building their pointless bureaucratic empires. According to Parkinson’s Law, bureaucracies will always increase by 5 to 7 per cent a year ‘regardless of the quantity of work (if any) to be done’. Parkinson derived this law after seeing how, in the 10 years following World Ward I, the number of admiralty officials in the British navy went up by 80% while the number of sailors fell by 30%.
That’s what’s now happening in Britain. Even as lower-paid frontline staff get slashed, our bureaucrats are spending ever more on themselves. Just a quick look at the Guardian public-sector jobs (or non-jobs) section proves this. Here are just 3 of the hundreds of non-jobs that we will have to pay for:

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