|
|
By  David Craig, on March 25th, 2014 I’ll keep it short today as I’ve already explained in great detail why I believe Putin’s actions over the Crimea were justified, decisive and skilful: why I believe the West’s response is dishonest, hypocritical and dangerous and why I’m amazed that our useless leaders are trying to fight the last (Cold) war rather than allying with Russia against our common enemy – radical Islam (though some readers might be tempted to take out the word ‘radical’).
Anyway, as Putin looks at the West’s military capabilities, how afraid is he? Here’s a picture of four neat-looking ladies (click to see more clearly)

But do you know who they are? Former models? No. Successful business-women? No. Hyper-shopping wives of political leaders? No. In fact, they’re all defence ministers from key European countries. From left to right there’s Norway, Sweden, Netherlands and Germany. Whooaar! as the Sun might say, nice totty!
I don’t mean to be sexist and I’m sure these ladies have many talents – nudge, nudge, wink, wink. But how many of them are battle-hardened warriors with a deep understanding of military matters? How many of them have any experience of warfare, apart from fighting their way through the crowds at the January sales? And how many of them got their jobs due to political correctness rather than relevant experience?
Perhaps it’s surprising that they’re not all Muslim women? After all, that really would tick all the political correctness boxes. Though maybe in a few years they will be?
In contrast, here are a few photos of Sergei Shoigu. He’s the Russian defence minister.

I doubt Sergei has heard of political correctness. But I bet he knows how to handle himself on a battlefield. And that’s probably an important and relevant qualification for a defence minister.
So, how afraid is Putin of Europe’s handbag-wielding totty? Probably not quaking in his boots.
But if you’ve 2 to 3 minutes spare, here’s some gun-totting totty we should all really be afraid of. This is a tape-recording of the “democratic” (actually utterly corrupt, embezzling, as rotten as Yanukovich) darling of the West, former Ukrainian PM Yulia Tymoshenko, discussing how she wants to kill as many ‘f**k*ng Russians’ as she can and also nuke Russia https://www.youtube.com/watch?v=6RxSzSWbcxo Lucky she doesn’t have any nuclear weapons left in the Ukraine or else we’d all be hiding under the kitchen table.
(I’m selling about one copy of GREED UNLIMITED a week. Can anybody please show their support for this website by upping that figure just a little?)
By  David Craig, on March 24th, 2014 This weekend, the British media really went into anti-Putin overdrive. Various “experts” claimed that Russia was about to invade the Ukraine or Moldova or the whole of Eastern Europe. I don’t buy it and I’m astonished at the propagandist and inflammatory language being used:
1. Annexing the Crimea Russia did not “annexe” the Crimea. There was a vote – a little rushed – but it was overwhelmingly in favour of Crimea rejoining Russia after 60 years (1954 to 2014) of being part of the Ukraine
2. Russia attacking Ukrainian military bases Once Crimea became part of Russia, Russian troops understandably moved to disarm any Ukrainian troops on Russian territory. In fact, I’m impressed at how swiftly, professionally and bloodlessly the whole operation was carried out
3. The Putin “Regime” Western media constantly refer to Russia’s leadership as “the Putin regime”. Why? Putin is an elected leader. Yes, he’s a tough guy and rules with a hard hand. But as the West’s ghastly (400,000+ people dead) misadventures in the Middle East show, different countries have differing cultural and political histories and our form of Western democracy is simply not suitable for every country in the world. In fact, if there’s an unelected “regime”, then perhaps the Barosso regime is worse than the Putin regime because at least Putin was elected unlike Barroso and the other corrupt, unelected, greedy, self-serving kommissars who rule us
4. The coming Russian invasion I don’t believe Russia is planning to invade anyone. But if the new Ukrainian government behaves like a bunch of narrow-minded, nationalist idiots and starts oppressing the Russian population in Eastern Ukraine by, for example removing Russian as an official language, excluding Russians from jobs and so on, then yes, Putin will send in the troops
5. Putin the new Hitler Some commentators have even been comparing Putin to Hitler. This is completely unacceptable. Putin is a tough leader who defends the interests of his country and won’t be pushed around – absolutely. It’s a pity our rulers don’t defend our interests in the same way. Here are some photos of Putin and Obama meeting other world leaders (click to see more clearly)

While Obama bows and scrapes, Putin looks them straight in the eye as if to make clear he won’t accept any b*llsh*t from them.
And here’s a close-up of Obama grovelling to the Saudi king and three pictures of Putin not grovelling to Obama

Oh for a British PM with the same clear-headed, direct focus on our national interests. Oh for a British PM with cojones and a backbone.
By  David Craig, on March 23rd, 2014 Let’s imagine a friend or financial adviser called you up and suggested you invest your life savings in a promising company called Great Britain Plc (GB).
The first thing you asked might be, “could you tell me a bit about the top management of GB?”
“Well”, your contact replies, “the CEO used to work in the PR department and has never run a major organisation or even department before. But he seems nice enough, though a bit vacuous. The Financial Director is one of the CEO’s closest chums, but has no financial qualifications – in fact he’s a history graduate with no real work experience apart from folding towels in a department store”.
“What about the rest of the management team? Surely they know what they’re doing?” could be your next question.
“Umm,” your contact hesitates for a moment, “actually most of them have been caught fiddling their expenses and using company money to pay partners, friends and children as supposedly working for them. One is a convicted criminal and another a fraudster. And they’ve been pushing for more generous expenses and a massive pay rise even though GB’s results get worse every year and its share price has fallen by about 30% in the last 5 years”.
By now, you’re not feeling too excited about the prospect of investing your cash in GB. But, just in case there’s something you’ve overlooked, you ask, “what’s GB’s financial situation like?”
There’s a long silence, then finally your contact admits, “unfortunately GB spends £750m for every £650m it earns, its debt is rising by £100m a year and markets will soon lose confidence in GB’s management. In just five years from 2010 to 2015, GB’s debt will have doubled from £700m to £1.4bn and soon the company will only be able to borrow money at almost extortionate rates of interest. Unless GB’s management do something pretty drastic and do it quickly, GB may go bankrupt” (click to see picture more clearly)

Hearing this, you politely suggest that there’s no way you’d consider putting your hard-earned money into a seemingly obvious disaster like GB.
“Ah,” your contact quickly replies, “it’s not as bad as it looks. There’s a very strong rumour that a new management team will be taking over GB in May 2015”.
By this time, you’re pretty doubtful this will improve the situation. But out of politeness you ask, “what’s the new management team like? Have they a better record than the current team?”
“The person likely to be the next CEO is quite young and was most people’s second choice for the job. Everybody preferred his brother, whom he stabbed in the back to get his job. He was very close to the former Financial Director, who got booted out 4 years ago when GB got into severe financial difficulties. He has little to no experience and isn’t really that impressive. In fact, most people think he’s a bit of a nerd,” your contact hesitatingly reveals.
“And” your contact continues, “the likely next Financial Director is a loud-mouthed bully who was very closely involved in the last management team but one. During a time when business was booming, they unfortunately more than doubled spending while revenue only increased by about 60% and they pushed GB’s debt from £350m to over £700m even though sales had never been so good. This meant that when business conditions worsened, as they always do after a period of unusually strong growth, GB got into real financial trouble and the whole of the previous management team was replaced”.
“So,” you ask your contact, “you’re telling me that key members of the team responsible for wrecking GB’s finances will soon be back in charge?”
“Yes” you contact replies, “but although they won’t admit to making any major mistakes last time they were running GB, they’ve promised to be a little more careful if they take over in 2015. So, it’s a great investment with a great future”.
Being a rather cynical person, you’re not convinced and decide to put your money elsewhere – Australia Plc, for example, or even Russia Plc as both seem to have quite tough CEOs.
Now, I don’t know whether comparing a country with a company is valid. But what this little parable tells me is that Britain’s future looks a little worrying as neither of the two management teams likely to run the country have a track record of success. And neither has either the ideas or the courage to solve Great Britain’s financial problems.
Oh dear, that’s ruined my weekend. I wish I’d never written this.
By  David Craig, on March 22nd, 2014 I found this clear and decisive message from a speech Vladimir Putin made last year. I think it tells us all we need to know about the moral, cultural and economic suicide the West is committing. This certainly stands in sharp contrast to the self-important witterings of our pointless, self-serving, politically-correct, morally-bankrupt, quisling masters. Enjoy (click on picture to see more clearly)

“In Russia live Russians. Any minority, from anywhere, if it wants to live in Russia, to work and eat in Russia, should speak Russian and should respect Russian laws. If they prefer Sharia Law, then we advise them to go to those places where that’s the state law. Russia does not need minorities. Minorities need Russia and we will not grant them special privileges, or try to change our laws to fit their desires, no matter how loud they yell ‘discrimination’. We better learn from the suicides of America, England, Holland and France if we are to survive as a nation. The Russian customs and traditions are not compatible with the lack of culture or the primitive ways of most minorities”
(BTW, why not use some of the money our great chancellor has given you in raising the tax threshold to £10,500 to show your support for this website by buying a copy of my recent book GREED UNLIMITED? You know it makes sense)
By  David Craig, on March 21st, 2014 I first read this story on the Voice of Russia website. So, I assumed that it was just invented anti-EU propaganda. But it turns out that the story is actually true www.thetimes.co.uk/tto/news/uk/article4001000.ece
Mr Barroso and his fellow corrupt, self-serving, greedy, unelected komissars have come up with a brilliant new plan to boost economic growth in the stagnant EU which is being crushed by their economically-illiterate policies. Hooray for Barroso! Maybe he’s about to deliver our EU masters’ promise to us: “the Euro will lead to full employment and make Europe the competitive powerhouse of the world“.
Here’s Barosso’s plan: The EU is enforcing rules which require countries to estimate how much cash changes hands on their black markets. Those figures will be taken into account when calculating national GDP and allocating the £120bn Brussels budget.
The EU officials say the change will ensure consistent economic comparisons between member states.
As prostitution and drug use is legal in some member states, like the Netherlands and umm the Netherlands and there’s also umm errr the Netherlands, officials say it is only fair for other states to include these activities in their national accounts.

Prostitution in the UK is expected to be valued at £3bn/year and drug dealing at around £7bn.
Rules from 1998 say criminal activity should be included in GDP calculations. But until now the rules have been ignored. The UK Office for National Statistics will reveal statistics for the size of the illegal industries this spring.
The £10bn inclusion of criminal industries will have a trivial impact on the UK GDP which currently stands at £1.6trn. But the change will make a big difference to poorer countries, particularly the Club Med states, where people in their desperation are more likely to have turned to drugs and/or prostitution, pushing up their GDP by several percentage points and increasing their share of the EU pie.
Greece tried to exploit the rule in 2006. Officials doctored their figures to try and reduce the budget deficit. Economic gains from prostitution, drugs and money laundering caused the country’s GDP to shoot up by 25% overnight.
But last spring the European Parliament insisted it was time for other countries to follow the rules. These require countries to include only those illegal activities where a transaction takes place between two willing parties. Robbery, kidnapping for a ransom and blackmail, for example, will not count.
One interesting point this story raises is: if it was mentioned on the supposedly biased Voice of Russia, why wasn’t it mentioned on the supposedly unbiased BBC?
(Tomorrow – a shocking message/warning from President Putin)
By  David Craig, on March 20th, 2014 Apologies if today’s post is not relevant to you. But if you’re approaching retirement or know someone who is close to retirement or know someone who has retired within the last 10 years, it might be worth reading on.
Yesterday’s budget was the usual tinkering dressed up to look like an economic policy – a penny off this, a few thousand more in tax-free savings and so on. But there was one truly revolutionary change – the reduction in the pressure for people to buy an annuity in retirement. If you want to grasp how revolutionary this was, just look at yesterday’s collapse in the share price of two companies that have been selling and mis-selling us rip-off annuities for decades – Aviva and L&G (click to see more clearly)

When you buy an annuity, you hand over your pension savings to an annuity company in return for a guaranteed level of income for the rest of your (and, if you wish, your partner’s) life. Annuity sales are falling as ever more people realise what a rip-off they are. But around 365,000 people a year are still buying annuities and at least 330,000 of them – 6,340 a week, 1,300 each working day – are getting ripped off by being sold the wrong annuity so they get many thousands of pounds less for their pension savings than they should.
If you know anyone approaching retirement, tell them to NOT, repeat NOT buy annuity. And if you know anyone who has retired and bought an annuity within the last 5-10 years, it’s probable they were mis-sold and should complain first to the annuity company and then to the financial ombudsman.
There are at least four things wrong with how annuities have been sold to us:
1. Excessive profits – The pressure to buy an annuity, of course, meant that annuity companies could get away with selling us dreadful annuity policies, which impoverished many pensioners, but made eye-wateringly excessive profits for the annuity companies
2. Not using OMO – A few years ago, after years of annuity mis-selling by the likes of Aviva and L&G, the financial regulator imposed a duty on pension companies to tell their customers that they didn’t have to buy their annuity from the company that held their pension savings. Instead they could use the Open Market Option (OMO) and buy from any annuity company to get the best rate for their particular circumstances. But while 85% of people would be better off using OMO, only around 40% do so. Thus 45% are getting fleeced due to mis-selling or due to their own ignorance or passivity
3. Not getting an enhanced annuity – There is an impressively long list of medical conditions and if you have one or more of these when you buy your annuity, you’re entitled to an “enhanced annuity”. This means you get more money than a healthier person as your annuity company expects you to pop your clogs earlier. Around 65% of annuitants are thought to be eligible for an enhanced annuity, yet only 24% get one. Again over 40% are being ripped off
4. Buying too early – About 6 months before you hit retirement age, your financial adviser or pension company will contact you to try to convince you to buy an annuity. Their sales pitch will be all about how an annuity will give you the security of an income for life:

Don’t believe it. All they want is to get your money as quickly as possible. In particular, they want to get your money before you qualify for an enhanced annuity – you may be fairly healthy at 65, but you can be sure you’ll develop some medical conditions by 70 or 75. If your financial adviser or pension company can get you to buy an annuity as early as possible, then if you do develop a medical condition or even die, tough! They’ve got your money – in fact it’s their money – and they have no need to pay you any more if you do get ill. Annuity contracts are irreversible.
In conclusion – Annuities are dreadful products. They give extremely poor value to customers while making massive commissions for salespeople and profits for annuity companies. They are often complex and usually mis-sold. And they should only be bought by a small minority of people, whereas currently around 90% of retirees are being conned into buying one.
By  David Craig, on March 19th, 2014 I don’t suppose many readers had the time to watch the whole of Vladimir Putin’s speech yesterday. Being unemployed with nothing better to do, I saw the whole thing. My conclusion – Putin was wonderful. He was clear, focused, direct and devastating in the way he used withering sarcasm to expose the hypocrisy of our lying leaders.
Some of the points Putin made:
Crimea belonged to Russia – Crimea has been part of Russia for hundreds of years, apart from the brief period from 1954 to 2014.
Russia being pushed into a corner – The EU made a territory grab too far when it tried to pull the Ukraine away from Russia. Russia would not tolerate NATO tanks on its borders
Important naval base – Russia had its most important naval base in the Crimea and would not accept that base being handed over to NATO. As he said, “I would rather NATO troops came to visit us in the Crimea, than we came to visit them”
Clear referendum result – The referendum to become independent may have been rushed, but the results were so overwhelmingly in favour of independence that there could be no doubt that the Crimeans didn’t want to become part of an EU-controlled Ukraine
West’s hypocrisy over Ukrainian law – The West claims that the Crimea referendum for independence and then joining Russia broke Ukrainian law. However, when Kosovo broke Serbian law when it voted to become independent, the UN (pushed by the West) decided that the right of people to self-determination over-rode any national laws
West’s hypocrisy over international law – The West claims that Russia has broken international law by taking over the Crimea. Putin pointed out that after the West’s illegal invasions of Iraq and Afghanistan, it was good that the West finally remembered there was such a thing as international law
Nobody killed – When Putin made his speech, nobody had been killed in the Crimea, unlike the West’s disastrous military adventures in Iraq and Afghanistan
Irresponsible statements from our leaders – Given the above points, Putin (correctly in my opinion) accused our leaders of making reckless and irresponsible statements and threats that could damage international relations and economic recovery.

But perhaps the most important message we can take from the Putin speech is the contrast between when Putin speaks and when our own leaders do. With Putin you know he says what he thinks and he’ll do what he says. You can’t really say the same for puffed-up, inane, lying, self-serving, greedy, incompetent muppets like Chameleon, Clogg, Milibrain, Baroness Pig, Kerry and President O’Bummer.
(By the way, Mr Cameron, please note how rapidly a referendum can be organised if a leader really wants one)
By  David Craig, on March 18th, 2014 Here he is – our great Chancellor – a man with a plan. Buffoon Osborne’s great plan is that he’s going to “build for Britain”.

For this dope, “building for Britain” means creating a new garden city on some marshland and an old quarry site just beside a river at Ebbsfleet. Here’s the site of George’s marvellous new garden city.

While I don’t like to p*ss on Osborne’s parade, I see a few possible problems. For a start, I thought the recent floods had taught us that building houses on marshland beside a river isn’t such a great idea as rising water levels after rain may mean George’s new garden city could soon resemble Venice, but with rabbit-hutch sized houses and submerged cars rather than magnificent palazzi and gondolas.
But the biggest problem is in “the numbers”. George’s garden city will apparently have 15,000 new homes. Hooray for George! An amazing 15,000 new homes! Housing crisis solved! What a genius!
But hold on a minute, if there are an average of three people in each of these homes, then that’s 45,000 people housed. Yet every month 46,000 to 50,000 new immigrants arrive in Britain. So, we actually need one of George’s wonderful garden cities to be built every 30 days – not one every 30 years – if we’re going to house all the culturally-enriching, highly productive, hard-working folk that our leaders are importing to please their EU masters and destroy Britain’s identity and heritage.
So, George isn’t “building for Britain”. He’s building for immigrants, of course using our money. But he’s not building fast enough. Remember, we need a new 15,000-home garden city every single month. Yup, a new garden city every month. Hopefully this gives some idea of the massive scale of immigration that is turning our country into a squalid, overcrowded, grey, concrete, Third-World hell-hole.
Oh, George’s great plan doesn’t look so great after all.
By  David Craig, on March 17th, 2014 Today I thought I’d take a break from all the doom-and-gloom, we’re-all-about-to-die stories and write about something positive – Mind Maps. If you, your family and children and people you work with regularly use Mind Maps, then there’s no need to read any further. But if you don’t use them, then please read on.
The problem Often when given a task – making a presentation, writing an essay, doing a project, writing an article or book, organising a meeting or conference, developing a plan, dreaming up a new marketing approach, producing a sales brochure – many people struggle to find sufficient things to talk/write about. This is partly because we think in a linear fashion. So, we’ll jot down a few ideas then start to dry up.
The solution – Mind Maps These help us break our pattern of linear thinking and generate a huge number of ideas in just 5 to 10 minutes. I tend to use them when planning a book or when preparing a talk. They’re particularly effective for school children and students. If some of your brood are ever agonising over what to write for an essay or your team at work are having difficulty with some task or other – help them do a Mind Map and you’ll usually be surprised at how quickly the Mind Map sets their thoughts free. I wish I’d been taught how to do Mind Maps when I was at school and university.
How to do a Mind Map They’re very simple. You just write the subject of the task in the centre of a piece of paper or flip chart then start drawing branches as ideas occur to you. Then each branch will tend to lead to other sub-branches and these will in their turn lead to sub-sub-branches and so on. Here’s an example I found on Google (click to see more clearly)

So, if was giving a talk about say “Money”, I’d write “Money” in the centre of the page then some of my primary branches would be things like banks, savings, pensions, annuities etc. Each of these would lead to sub-branches, for example “pensions” might lead to SIPPs, charges, state pension, retirement etc. And each of these would lead to sub-sub-branches.
And here’s a Mind Map looking at the possible uses of Mind Maps (click to see more clearly)

By  David Craig, on March 16th, 2014 It seems as if every few months, some official body or some left-wing supposed think tank issues a report claiming immigration has been a huge benefit for the British economy. The most recent one was from the (IMHO) biased sycophant Robert Chote’s ludicrous £2m a year Office of Budget Responsibility. So, if you’ll bear with me, I’ve done my own back-of-a-fag-packet calculation of the “economic benefits” of our masters’ attempts to drown us with immigrants as they hand over control of our country to their corrupt, wasteful, unelected bosses in Brussels.
About 532,000 people come to the UK each year. Of these, around 209,000 are from the EU and 323,000 are non-EU.
If we take the 209,000 from the EU. About 20% will be unemployed and will cost us about £11,800 each in benefits and public services (just health, education and policing). That’s 41,800 people costing us £493m a year. Of the remaining 167,200, probably around 146,900 (70% of the total) will be doing jobs where they don’t earn enough to pay much in tax, but will be costing about £1,800 each in services – total cost £264m. Another 10,450 (5%) will be paying about as much in tax as they take in services. And 10,450 will be paying say £5,000 a year each more in taxes than they take in services – £52m contribution. Moreover, those 167,200 working will be forcing at least 33,440 Brits onto the dole, costing us another £500m in benefits and services.
So the total cost of each year’s immigration from the EU is around £1.2bn (click on chart to see more clearly)

As for the 323,000 non-EU immigrants. About 30% (96,900) will be unemployed costing us about £1.5bn a year in benefits and services. Of the remaining 70% (226,100) about 193,800 (60% of the total) will not be earning enough to pay much tax but will be taking about £1.05bn in services. About 16,150 (5%) will be cost neutral as they’ll be paying as much in tax as they take in services, while the remaining 16,150 may be contributing about £81m more in tax than they take in services. And, of course, the 226,100 working will displace about 45,220 Brits from jobs costing us around £678m.
This brings the cost of non-EU immigrants to £3.1bn a year (click to see chart more clearly)

So, the total cost of just one year’s immigration must be in the region of £4.3bn. As this tsunami of immigration has been going on for more than 10 years, we’re now paying over £43bn a year for immigrants – a figure that will increase by about £4.3bn a year as the uncontrolled floods of immigrants keep pouring into the country.
And this calculation doesn’t take account of the social costs of seven million new arrivals – crowded hospitals, collapsing health services, increases in crime, schools where most of the children don’t speak English, rising housing prices, overcrowding and so on.
Anyone who claims immigration has been good for Britain is either a liar or a fool or, more usually, both.
(btw if you want to show your support for this website by buying a copy of GREED UNLIMITED, then hurry while stocks last!)
|
|